USL Championship · Sunday, 18 October 2026 · 00:00. Final score 4–1 (half-time 3–0). Before kick-off we rated it 50% over 2.5 goals — the match finished with 5, so that call landed. That rating was frozen into a version-controlled ledger before the game and has not been touched since.
Open this match in the app →| Market | Yes | No | Our call |
|---|---|---|---|
| Over 2.5 goals | 50% | 50% | Over |
| Over 3.5 goals | 30% | 70% | no pick |
| Both teams to score | 53% | 47% | Yes |
The result model puts Louisville City at 57%, the draw at 25% and Indy Eleven at 18%, from expected goals of 1.65 and 0.81.
| Market | Price | Implied | Our rating | Edge |
|---|---|---|---|---|
| Over 2.5 goals | 1.60 | 59% | 50% | -9% |
| Under 2.5 goals | 2.30 | 41% | 50% | +9% |
| Both teams to score | 1.62 | 58% | 53% | -4% |
Implied percentages have the bookmaker's margin removed, so they add to 100 and can be compared with our rating directly. Edge is simply the gap between the two. A positive edge means our model thinks the outcome is likelier than the price suggests — it is not a tip, and a high probability with a negative edge is a poor bet however safe it looks. Prices are a pre-match snapshot from a single bookmaker and move constantly.
Match odds: Louisville City 1.67, draw 3.70, Indy Eleven 4.10.
The league sets the starting point. USL Championship has produced over 2.5 goals in 50% of its matches, and that is where a team with no record of its own would sit.
Each side's own record. Louisville City have 15 in 27 this season (6 of 13 at home), Indy Eleven 13 in 28 (5 of 13 away). Those records are pulled toward the league rate with the weight of about 24 matches — enough that two or three unusual games cannot swing a rating — giving 53% and 48%.
Last season still counts, briefly. With 27 and 28 games played this season, last season's rates are still blended in and fade out entirely by game 40 — the point at which our testing showed they stop adding accuracy. A single season is part luck, so each club's record is first pulled toward the league average by 34 games' weight. That moves the two figures to 50% and 51%.
The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 50%.
Head to head. These sides have met 5 times in three years, producing over 2.5 goals in 80%. That nudges the number 5% of the way toward the head-to-head pattern — deliberately small, because fixtures change more than reputations do — landing on 52%.
Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 45%, from expected goals of 1.65 for Louisville City and 0.81 for Indy Eleven. Folding in 30% of that view gives 50%.
This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.
| Team | Games | O2.5 | O3.5 | BTTS |
|---|---|---|---|---|
| Louisville City | 27 | 56% | 33% | 67% |
| Indy Eleven | 28 | 46% | 32% | 54% |
More: Louisville City season stats · Indy Eleven season stats · USL Championship table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.