HNL · Saturday, 17 October 2026 · 17:00. Final score 1–1 (half-time 0–1). Before kick-off we rated it 55% under 2.5 goals — the match finished with 2, so that call landed. That rating was frozen into a version-controlled ledger before the game and has not been touched since.
Open this match in the app →| Market | Yes | No | Our call |
|---|---|---|---|
| Over 2.5 goals | 44% | 56% | Under |
| Over 3.5 goals | 24% | 76% | no pick |
| Both teams to score | 48% | 52% | No |
The result model puts NK Osijek at 44%, the draw at 30% and HNK Gorica at 26%, from expected goals of 1.23 and 0.86.
| Market | Price | Implied | Our rating | Edge |
|---|---|---|---|---|
| Over 2.5 goals | 1.80 | 53% | 44% | -8% |
| Under 2.5 goals | 2.00 | 47% | 56% | +8% |
| Both teams to score | 1.73 | 54% | 48% | -5% |
Implied percentages have the bookmaker's margin removed, so they add to 100 and can be compared with our rating directly. Edge is simply the gap between the two. A positive edge means our model thinks the outcome is likelier than the price suggests — it is not a tip, and a high probability with a negative edge is a poor bet however safe it looks. Prices are a pre-match snapshot from a single bookmaker and move constantly.
Match odds: NK Osijek 1.62, draw 3.60, HNK Gorica 4.33.
The league sets the starting point. HNL has produced over 2.5 goals in 50% of its matches, and that is where a team with no record of its own would sit.
Each side's own record. NK Osijek have 6 in 9 this season (3 of 4 at home), HNK Gorica 4 in 9 (1 of 4 away). Those records are pulled toward the league rate with the weight of about 24 matches — enough that two or three unusual games cannot swing a rating — giving 55% and 49%.
Last season still counts, briefly. With 9 and 9 games played this season, last season's rates are still blended in and fade out entirely by game 40 — the point at which our testing showed they stop adding accuracy. A single season is part luck, so each club's record is first pulled toward the league average by 34 games' weight. That moves the two figures to 44% and 48%.
The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 47%.
Head to head. These sides have met 12 times in three years, producing over 2.5 goals in 33%. That nudges the number 5% of the way toward the head-to-head pattern — deliberately small, because fixtures change more than reputations do — landing on 46%.
Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 35%, from expected goals of 1.23 for NK Osijek and 0.86 for HNK Gorica. Folding in 30% of that view gives 43%.
Calibration. Tested against 97,729 past matches, our ratings below 55% have run consistently too pessimistic — a figure in the high 30s, for instance, has come in about four points higher. So ratings in that range are lifted part-way back, giving 44%.
This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.
| Team | Games | O2.5 | O3.5 | BTTS |
|---|---|---|---|---|
| NK Osijek | 9 | 67% | 56% | 44% |
| HNK Gorica | 9 | 44% | 22% | 44% |
More: NK Osijek season stats · HNK Gorica season stats · HNL table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.