Premijer Liga · Saturday, 19 September 2026. Final score 4–4 (half-time 1–2). Rebuilt from the season as it stood that morning, our rating would have been 43% for over 2.5 goals. This match is older than our frozen ratings ledger, which keeps 30 days, so that figure is a reconstruction from pre-match data rather than a number we published at the time — a distinction worth making, because only the frozen ones prove what we actually said beforehand.
Open this match in the app →| Market | Yes | No | Our call |
|---|---|---|---|
| Over 2.5 goals | 43% | 57% | no pick |
| Over 3.5 goals | 22% | 78% | no pick |
| Both teams to score | 45% | 55% | no pick |
The result model puts BSK Banja Luka at 51%, the draw at 26% and Radnik Bijeljina at 23%, from expected goals of 1.56 and 0.95.
The league sets the starting point. Premijer Liga has produced over 2.5 goals in 38% of its matches, and that is where a team with no record of its own would sit.
Each side's own record. BSK Banja Luka have 3 in 7 this season (1 of 3 at home), Radnik Bijeljina 5 in 7 (2 of 4 away). Those records are pulled toward the league rate with the weight of about 24 matches — enough that two or three unusual games cannot swing a rating — giving 39% and 46%.
Last season still counts, briefly. With 7 and 7 games played this season, last season's rates are still blended in and fade out entirely by game 40 — the point at which our testing showed they stop adding accuracy. A single season is part luck, so each club's record is first pulled toward the league average by 34 games' weight. That moves the two figures to 39% and 38%.
The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 38%.
Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 46%, from expected goals of 1.56 for BSK Banja Luka and 0.95 for Radnik Bijeljina. Folding in 30% of that view gives 41%.
Calibration. Tested against 97,729 past matches, our ratings below 55% have run consistently too pessimistic — a figure in the high 30s, for instance, has come in about four points higher. So ratings in that range are lifted part-way back, giving 43%.
This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.
| Team | Games | O2.5 | O3.5 | BTTS |
|---|---|---|---|---|
| BSK Banja Luka | 7 | 43% | 29% | 57% |
| Radnik Bijeljina | 7 | 71% | 43% | 86% |
More: BSK Banja Luka season stats · Radnik Bijeljina season stats · Premijer Liga table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.