JIPPO v Klubi-04 — prediction, stats and goal analysis

Ykkosliiga · Saturday, 12 September 2026. Final score 3–1 (half-time 0–1). Rebuilt from the season as it stood that morning, our rating would have been 50% for over 2.5 goals. This match is older than our frozen ratings ledger, which keeps 30 days, so that figure is a reconstruction from pre-match data rather than a number we published at the time — a distinction worth making, because only the frozen ones prove what we actually said beforehand.

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Our ratings for this match

MarketYesNoOur call
Over 2.5 goals50%50%Under
Over 3.5 goals29%71%no pick
Both teams to score55%45%Yes

The result model puts JIPPO at 35%, the draw at 29% and Klubi-04 at 35%, from expected goals of 1.15 and 1.15.

How we got this number

The league sets the starting point. Ykkosliiga has produced over 2.5 goals in 60% of its matches, and that is where a team with no record of its own would sit.

Each side's own record. JIPPO have 8 in 22 this season (2 of 11 at home), Klubi-04 7 in 22 (3 of 11 away). Those records are pulled toward the league rate with the weight of about 24 matches — enough that two or three unusual games cannot swing a rating — giving 49% and 47%.

Last season still counts, briefly. With 22 and 22 games played this season, last season's rates are still blended in and fade out entirely by game 40 — the point at which our testing showed they stop adding accuracy. A single season is part luck, so each club's record is first pulled toward the league average by 34 games' weight. That moves the two figures to 50% and 54%.

The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 54%.

Head to head. These sides have met 5 times in three years, producing over 2.5 goals in 20%. That nudges the number 5% of the way toward the head-to-head pattern — deliberately small, because fixtures change more than reputations do — landing on 52%.

Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 41%, from expected goals of 1.15 for JIPPO and 1.15 for Klubi-04. Folding in 30% of that view gives 49%.

Calibration. Tested against 97,729 past matches, our ratings below 55% have run consistently too pessimistic — a figure in the high 30s, for instance, has come in about four points higher. So ratings in that range are lifted part-way back, giving 50%.

This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.

Season form

TeamGamesO2.5O3.5BTTS
JIPPO2236%18%41%
Klubi-042232%23%55%

Head to head

11 Jul 26Klubi-04 0–2 JIPPOU2.5
9 May 26JIPPO 1–1 Klubi-04U2.5
16 Aug 25JIPPO 0–1 Klubi-04U2.5
13 Jul 25Klubi-04 1–1 JIPPOU2.5
21 May 25JIPPO 0–3 Klubi-04O2.5

More: JIPPO season stats · Klubi-04 season stats · Ykkosliiga table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.