Premijer Liga · Tuesday, 1 September 2026 · 19:45. Final score 3–1 (half-time 0–0). Before kick-off we rated it 61% under 2.5 goals — the match finished with 4, so that call missed. That rating was frozen into a version-controlled ledger before the game and has not been touched since.
Open this match in the app →| Market | Yes | No | Our call |
|---|---|---|---|
| Over 2.5 goals | 39% | 61% | Under |
| Over 3.5 goals | 18% | 82% | no pick |
| Both teams to score | 38% | 62% | No |
The result model puts Zrinjski at 65%, the draw at 24% and BSK Banja Luka at 11%, from expected goals of 1.61 and 0.49.
| Market | Price | Implied | Our rating | Edge |
|---|---|---|---|---|
| Over 2.5 goals | 1.62 | 58% | 39% | -19% |
| Under 2.5 goals | 2.25 | 42% | 61% | +19% |
Implied percentages have the bookmaker's margin removed, so they add to 100 and can be compared with our rating directly. Edge is simply the gap between the two. A positive edge means our model thinks the outcome is likelier than the price suggests — it is not a tip, and a high probability with a negative edge is a poor bet however safe it looks. Prices are a pre-match snapshot from a single bookmaker and move constantly.
Match odds: Zrinjski 1.14, draw 6.00, BSK Banja Luka 15.00.
The league sets the starting point. Premijer Liga has produced over 2.5 goals in 38% of its matches, and that is where a team with no record of its own would sit.
Each side's own record. Zrinjski have 2 in 4 this season (1 of 2 at home), BSK Banja Luka 1 in 4 (1 of 2 away). Those records are pulled toward the league rate with the weight of about 32 matches — enough that two or three unusual games cannot swing a rating — giving 40% and 37%.
Last season still counts, briefly. With 4 and 4 games played this season, last season's rates are still blended in and fade out entirely by game 14 — the point at which our testing showed they stop adding accuracy. That moves the two figures to 37% and 46%.
The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 41%.
Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 35%, from expected goals of 1.61 for Zrinjski and 0.49 for BSK Banja Luka. Folding in 30% of that view gives 39%.
This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.
| Team | Games | O2.5 | O3.5 | BTTS |
|---|---|---|---|---|
| Zrinjski | 4 | 50% | 25% | 50% |
| BSK Banja Luka | 4 | 25% | 0% | 25% |
More: Zrinjski season stats · Premijer Liga table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.