Charlotte v Philadelphia Union — prediction, stats and goal analysis

MLS · Sunday, 5 April 2026. Final score 2–1 (half-time 1–0). Rebuilt from the season as it stood that morning, our rating would have been 54% for over 2.5 goals. This match is older than our frozen ratings ledger, which keeps 30 days, so that figure is a reconstruction from pre-match data rather than a number we published at the time — a distinction worth making, because only the frozen ones prove what we actually said beforehand.

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Our ratings for this match

MarketYesNoOur call
Over 2.5 goals54%46%Over
Over 3.5 goals32%68%no pick
Both teams to score54%46%Yes

The result model puts Charlotte at 57%, the draw at 24% and Philadelphia Union at 19%, from expected goals of 1.74 and 0.91.

How we got this number

The league sets the starting point. MLS has produced over 2.5 goals in 59% of its matches, and that is where a team with no record of its own would sit.

Each side's own record. Charlotte have 3 in 5 this season (2 of 3 at home), Philadelphia Union 3 in 5 (1 of 2 away). Those records are pulled toward the league rate with the weight of about 24 matches — enough that two or three unusual games cannot swing a rating — giving 59% and 59%.

Last season still counts, briefly. With 5 and 5 games played this season, last season's rates are still blended in and fade out entirely by game 40 — the point at which our testing showed they stop adding accuracy. A single season is part luck, so each club's record is first pulled toward the league average by 34 games' weight. That moves the two figures to 57% and 56%.

The mix. Weighted 40% home side, 40% away side and 20% league — the split that beat every alternative across 30,582 matches of testing — that gives 57%.

Head to head. These sides have met 6 times in three years, producing over 2.5 goals in 33%. That nudges the number 5% of the way toward the head-to-head pattern — deliberately small, because fixtures change more than reputations do — landing on 56%.

Goal expectation. Separately a Poisson model built from attack and defence strength — using real expected-goals data where the league has it — puts this match at 49%, from expected goals of 1.74 for Charlotte and 0.91 for Philadelphia Union. Folding in 30% of that view gives 54%.

This breakdown is generated from the same inputs the rating uses, so it cannot describe a calculation we did not perform. The full model is set out in the methodology.

Season form

TeamGamesO2.5O3.5BTTS
Charlotte560%40%60%
Philadelphia Union560%20%60%

Head to head

18 Oct 25Charlotte 2–0 Philadelphia UnionU2.5
15 Jun 25Philadelphia Union 2–1 CharlotteO2.5
23 Jun 24Philadelphia Union 0–2 CharlotteU2.5
26 May 24Charlotte 0–0 Philadelphia UnionU2.5
21 Sept 23Charlotte 2–2 Philadelphia UnionO2.5
1 Jun 23Philadelphia Union 1–0 CharlotteU2.5

More: Charlotte season stats · Philadelphia Union season stats · MLS table and form. Ratings are calibrated probabilities, not tips — a 60% call is expected to miss two times in five.